| Category | Min Lots | Shares | Amount |
|---|---|---|---|
| Retail (sNII) | 1 | 800 | ₹1,34,400 |
| HNI / NII | 2 | 1600 | ₹2,68,800 |
| Category | Sub (×) | Offered | Bid For | Amt (Cr)* |
|---|---|---|---|---|
| QIB | — | 27,68,800 (47.25%) | — | ₹4,651.58 Cr |
| NII / HNI (Total) | — | 8,31,200 (14.18%) | — | ₹1,396.42 Cr |
| Retail Investors | — | 19,39,200 (33.09%) | — | ₹3,257.86 Cr |
| Total ** | — | 58,60,000 (100.00%) | — | ₹98,448.00 Cr |
| Market Maker * | — | 3,20,800 (5.47% | — | ₹53.89 Cr |
| Metric | 30 Sep 2024 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Revenue | 2681.26 | 6396.05 | 4618.73 |
| PAT | 504.16 | 1344.95 | 1016.55 |
| EBITDA | — | — | — |
| Net Worth | 11106.79 | 10602.63 | 8207.38 |
| Total Assets | 35133.66 | 33585.81 | 37222.64 |
| Reserves | 9519.03 | 9014.87 | 7265.57 |
| Borrowings | 18861.94 | 18128.22 | 24751.41 |
Incorporated in May 1995, Usha Financial Services Limited is a non-banking finance company providing lending solutions to other NBFCs, corporates, MSMEs, and individuals, particularly women entrepreneurs.
The company also provides Electric Vehicle (EV) financing services. It offers a diversified range of financial products to individuals, body corporates, NBFCs, and MSMEs.
The company has an AUM of Rs. 30,695.76 Lakhs and a Net worth of Rs. 10,602.63 Lakhs. It maintains a CRAR of 33.03% and a D/E Ratio of 1.71.
The company has maintained long-term relationships with its lenders. As of September 30, 2024, the company's lenders included four banks and 15 NBFCs.
The company utilizes two distinct business models to generate revenue: (A) Retail Lending and (B) Wholesale Lending.
The product portfolio of the company consists of the following
Competitive Strength
As of October 2024, the company had 43 employees.