OnEMI Technology Solutions Ltd IPO — GMP ₹3

Important Dates

6/6 completed

Open

Allotment

Refund

Demat

Listing

Done

Open Date

30 Apr 2026

Thu Completed

Done

Close Date

05 May 2026

Tue Completed

Done

Allotment

06 May 2026

Wed Completed

Done

Refund

07 May 2026

Thu Completed

Done

Demat Credit

07 May 2026

Thu Completed

Done

Listing Date

08 May 2026

Fri Completed

Issue Details

Pricing & Size

Issue Price

₹171 Face ₹1

Lot Size

87 shares

Min Investment

₹14,877

Total Issue Size

5,41,47,390 shares (agg. up to ₹926 Cr)

IPO Information

Issue Type

Bookbuilding IPO

Sale Type

Fresh Capital & OFS

Listing Exchange

NSE & BSE

Script / Ticker

Allocation Breakdown

Market Maker

QIB Portion

27073694.00

NII / HNI

8122109.00

Retail

18951587.00

Employee

Net Offer to Public

Shareholding Pattern

Pre-Issue Shareholding

11,87,75,420 shares

Post-Issue Shareholding

16,84,83,022 shares

Application Size

Category	Min Lots	Shares	Amount
Retail (sNII)	1	87	₹14,877
HNI / NII	14	1,218	₹2,08,278
bHNI / bNII	68	5,916	₹10,11,636

Objects of Issue

2 objectives

Augmenting the capital base of Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of Subsidiary, Si Crevas, business

637.50 Cr

General Corporate Purposes

Lead Managers & Market Maker

Book Running Lead Managers

JM Financial Ltd

HSBC Securities & Capital Markets (India) Pvt.Ltd

Nuvama Wealth Management Ltd

SBI Capital Markets Ltd

Centrum Capital Ltd

IPO Timeline

Open

30 Apr

✓ Done

05 May

✓ Done

Allotment

06 May

✓ Done

Listing

08 May

✓ Done

Registrar Details

Kfin Technologies Ltd

SEBI Registered Registrar & Transfer Agent

Phone

04067162222, 04079611000

kissht.ipo@kfintech.com

Website

https://ipostatus.kfintech.com/

Check Allotment Status

Company Contact

Website

https://www.kissht.com/

compliance@kissht.com

Phone

+91 22 6947 5600

Address

10 th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai, Maharashtra, 400070

Grey Market Premium

LIVE

Current GMP

+₹3

+1.75% vs Issue Price

Issue Price

₹171

Est. Listing

₹174

Lot Size

87 shares

P&L / Lot

+₹261

GMP is unofficial grey market data. Does not guarantee listing price or returns.

GMP Return Calculator

Issue Price (₹)

GMP (₹)

Lot Size

Number of Lots

Estimated Listing

GMP %

Investment (1 Lot)

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Expected P&L

ROI

OnEMI Technology Solutions Ltd LIVE

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| Price

Market Reference

IPO Issue Price

₹171

GMP

+₹3 (+1.75%)

GMP Est. Listing

₹174

Previous Close

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Exchange

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Data from Yahoo Finance. May be delayed 15–20 min. GMP is unofficial. Not investment advice.

7.27

Overall Sub.

⚠️ Moderate

11.00

QIB

2.09

Retail

Category-wise Subscription

Category	Sub (×)	Offered	Bid For	Amt (Cr)*
QIB	11.00×	2,70,73,694	29,78,79,300	₹462.96 Cr
NII / HNI (Total)	6.90×	81,22,109	5,60,77,503	₹138.89 Cr
Retail Investors	2.09×	1,89,51,587	3,95,53,158	₹324.07 Cr
Total **	7.27×	5,41,47,390	39,35,09,961	₹925.92 Cr
Market Maker *	1×	—	—	—

* Based on ₹171.00 (upper price band)

NII / HNI Breakdown

Shares Reserved

QIB

2,70,73,694

NII

81,22,109

Retail

1,89,51,587

* Shares Offered and Total Amount are indicative. ** Excluding Market Maker portion. Data sourced from exchange bidding platform.

Financial Summary

Amount in ₹ Crore

Metric	31 Dec 2025	31 Mar 2025	31 Mar 2024
Revenue	1583.93	1352.69	1700.30
PAT	199.27	160.62	197.29
EBITDA	488.45	403.37	358.96
Net Worth	1254.34	1005.99	804.57
Total Assets	3568.78	2701.10	1796.53
Reserves	1242.32	995.32	794.50
Borrowings	2047.52	1507.58	784.30

Key Financial Ratios

23.51

ROE

Return on Equity

21.18

RONW

Return on Net Worth

1.63

D/E Ratio

Debt to Equity

13.52

Pre EPS

EPS Pre-Issue

15.77

Post EPS

EPS Post-Issue

12.65

Pre P/E

P/E Pre-Issue

10.84

Post P/E

P/E Post-Issue

About OnEMI Technology Solutions Ltd

Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.

The company operates under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections

As of Dec 31, 2025, the company has 63.73 million registered users and served 11.17 million customers. As of Dec 31, 2025, its AUM stood at Rs 59,557.53 million.

Its product portfolio includes personal loans (offered to salaried and self employed individuals), loan against property, and MSME loans for business expansion and working capital requirements.

Competitive Strengths:

Large customer base acquired through a diversified multi-channel acquisition strategy
Driving asset quality through advanced and comprehensive risk management
Access to diversified and scalable funding sources
Scalable, cloud-native and AI-built technology platform integrated across all key functions
Experienced founders and leadership, backed by marquee investors

Frequently Asked Questions

What is the issue price of OnEMI Technology Solutions Ltd IPO?

The issue price of OnEMI Technology Solutions Ltd IPO is ₹171 per share, face value ₹1.

What is the lot size?

Minimum lot size is 87 shares, requiring ₹14,877.

What are the IPO dates?

Opens 30 Apr 2026, closes 05 May 2026.

When is the listing date?

Tentative listing: 08 May 2026 on NSE & BSE.

What is the current GMP?

Current GMP is +₹3, estimated listing ₹174 (+1.75%). GMP is unofficial.

How to apply?

Apply via ASBA through your bank, or via UPI through any broker app.

Check Allotment Status

OnEMI Technology Solutions Ltd IPO · Expected 06 May 2026

Check on Registrar

Post-IPO Timeline

Allotment Date

06 May 2026

Refund Initiation

07 May 2026

Demat Credit

07 May 2026

Listing Date

08 May 2026

Live Price LIVE

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Quick Facts

Closed

GMP Signal

Bullish

+₹3

+1.75%

Issue Price

₹171

Face ₹1

Lot Size

shares / lot

Min Amount

₹14,877

1 lot

Est. Listing

₹174

GMP +₹3

Subscription

Overall7.27×

QIB11.00×

NII6.90×

Retail2.09×

Key Dates

Open

30 Apr Done

05 May Done

Listing

08 May Done

Registrar

Kfin Technologies Ltd