Finbud Financial Services Ltd. IPO — GMP ₹0

Important Dates

6/6 completed

Open

Allotment

Refund

Demat

Listing

Done

Open Date

06 Nov 2025

Thu Completed

Done

Close Date

10 Nov 2025

Mon Completed

Done

Allotment

11 Nov 2025

Tue Completed

Done

Refund

12 Nov 2025

Wed Completed

Done

Demat Credit

12 Nov 2025

Wed Completed

Done

Listing Date

13 Nov 2025

Thu Completed

UPI Deadline: 10 Nov 2025

Issue Details

Pricing & Size

Issue Price

₹142 Face ₹10

Lot Size

1,000 shares

Min Investment

₹142,000

Total Issue Size

50,48,000 shares (aggregating up to ₹71.68 Cr)

IPO Information

Issue Type

Bookbuilding IPO

Sale Type

Fresh Capital

Listing Exchange

NSE SME

Script / Ticker

Allocation Breakdown

Market Maker

2,53,000 (5.01%)

QIB Portion

23,95,000 (47.44%)

NII / HNI

7,20,000 (14.26%)

Retail

16,80,000 (33.28%)

Employee

Net Offer to Public

47,95,000 shares (aggregating up to ₹68.09 Cr)

Shareholding Pattern

Pre-Issue Shareholding

1,40,01,480 shares

Post-Issue Shareholding

1,90,49,480 shares

Application Size

Category	Min Lots	Shares	Amount
Retail (sNII)	2	2,000	₹2,84,000
HNI / NII	3	3,000	₹4,26,000

Objects of Issue

5 objectives

1 Working Capital Requirement

20.90 Cr

2 Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited

15.00 Cr

3 Funding for Business Development and Marketing Activities

17.75 Cr

4 Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company

4.03 Cr

5 General Corporate Purposes

Lead Managers & Market Maker

Book Running Lead Managers

SKI Capital Services Ltd.

Market Maker

SKI Capital Services Ltd.

IPO Timeline

Open

06 Nov

✓ Done

10 Nov

✓ Done

Allotment

11 Nov

✓ Done

Listing

13 Nov

✓ Done

Registrar Details

Skyline Financial Services Pvt.Ltd.

SEBI Registered Registrar & Transfer Agent

Phone

02228511022

ipo@skylinerta.com

Website

https://www.skylinerta.com/ipo.php

Check Allotment Status

Company Contact

Website

https://www.financebuddha.com/

cs@financebuddha.com

Phone

+91 98862 32323

Address

No.10, 1st Floor, 6th Main, 9th Cross Jeevan Bhima Nagar Bangalore Urban, Karnataka, 560075

Grey Market Premium

LIVE

Current GMP

+₹0

+0% vs Issue Price

Issue Price

₹142

Est. Listing

₹142

Lot Size

1,000 shares

P&L / Lot

+₹0

GMP is unofficial grey market data. Does not guarantee listing price or returns.

GMP Return Calculator

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Estimated Listing

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ROI

Finbud Financial Services Ltd. LIVE

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| Price

Market Reference

IPO Issue Price

₹142

GMP

+₹0 (+0%)

GMP Est. Listing

₹142

Previous Close

—

Exchange

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Data from Yahoo Finance. May be delayed 15–20 min. GMP is unofficial. Not investment advice.

Category-wise Subscription

Category	Sub (×)	Offered	Bid For	Amt (Cr)*
QIB	—	23,95,000 (47.44%)	—	₹3,400.90 Cr
NII / HNI (Total)	—	7,20,000 (14.26%)	—	₹1,022.40 Cr
Retail Investors	—	16,80,000 (33.28%)	—	₹2,385.60 Cr
Total **	—	50,48,000 (100.00%)	—	₹71,681.60 Cr
Market Maker *	—	2,53,000 (5.01%)	—	₹35.93 Cr

* Based on ₹142.00 (upper price band)

NII / HNI Breakdown

Shares Reserved

QIB

23,95,000 (47.44%)

NII

7,20,000 (14.26%)

Retail

16,80,000 (33.28%)

Market Maker

2,53,000 (5.01%)

* Shares Offered and Total Amount are indicative. ** Excluding Market Maker portion. Data sourced from exchange bidding platform.

Financial Summary

Amount in ₹ Crore

Metric	31 Jul 2025	31 Mar 2025	31 Mar 2024
Revenue	85.82	223.50	190.28
PAT	3.33	8.50	5.66
EBITDA	5.87	14.66	10.59
Net Worth	39.31	35.98	11.79
Total Assets	76.12	68.93	44.97
Reserves	25.31	21.98	11.77
Borrowings	20.48	18.51	12.43

Key Financial Ratios

23.61%

ROE

Return on Equity

32.11%

ROCE

Return on Capital Employed

23.61%

RONW

Return on Net Worth

3.81%

PAT Margin

PAT / Revenue

6.57%

EBITDA Mgn

EBITDA / Revenue

0.51

D/E Ratio

Debt to Equity

5.53

P/BV

Price to Book Value

6.07

Pre EPS

EPS Pre-Issue

5.24

Post EPS

EPS Post-Issue

23.4

Pre P/E

P/E Pre-Issue

27.08

Post P/E

P/E Post-Issue

About Finbud Financial Services Ltd.

Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.

Services:

Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
Recommend products:;Finbud advises customers on the best loan product.
Documentation: Finbud helps customers with the loan documentation process.
Commission: Finbud earns a commission from the lenders when a loan is disbursed.

Product Offerings:

Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.
Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.
Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEs

As of July 31, 2025, the company has total employed around 276 employees.

Competitive Strength

Extensive agent network across India.
Strong digital lending platform with robust technological infrastructure.
Comprehensive range of loan products.
Partnerships with lending institutions.
Effective use of data analytics for customer profiling and loan approval.

Frequently Asked Questions

What is the issue price of Finbud Financial Services Ltd. IPO?

The issue price of Finbud Financial Services Ltd. IPO is ₹142 per share, face value ₹10.

What is the lot size?

Minimum lot size is 1,000 shares, requiring ₹142,000.

What are the IPO dates?

Opens 06 Nov 2025, closes 10 Nov 2025.

When is the listing date?

Tentative listing: 13 Nov 2025 on NSE SME.

What is the current GMP?

Current GMP is +₹0, estimated listing ₹142 (+0%). GMP is unofficial.

How to apply?

Apply via ASBA through your bank, or via UPI through any broker app.

Check Allotment Status

Finbud Financial Services Ltd. IPO · Expected 11 Nov 2025

Check on Registrar

Post-IPO Timeline

Allotment Date

11 Nov 2025

Refund Initiation

12 Nov 2025

Demat Credit

12 Nov 2025

Listing Date

13 Nov 2025

Live Price LIVE

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Quick Facts

Closed

GMP Signal

Bullish

+₹0

+0%

Issue Price

₹142

Face ₹10

Lot Size

1,000

shares / lot

Min Amount

₹142,000

1 lot

Est. Listing

₹142

GMP +₹0

Key Dates

Open

06 Nov Done

10 Nov Done

Listing

13 Nov Done

Registrar

Skyline Financial Services Pvt.Ltd.