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Utkarsh Small Finance Bank Ltd. IPO
NSE & BSE Bookbuilding IPO Fresh Capital Closed Live Chart
GMP +₹0 +0% Est. Listing ₹25
Issue Price
₹25
Face ₹10
GMP
+₹0
+0% premium
Est. Listing
₹25
GMP based
Lot Size
600
shares / lot
Min Amount
₹15,000
1 lot · 600 shares
Live Price
tap to chart
Allotment
Important Dates
6/6 completed
Open
Close
Allotment
Refund
Demat
Listing
Done
Open Date
12 Jul 2023
Wed Completed
Done
Close Date
14 Jul 2023
Fri Completed
Done
Allotment
19 Jul 2023
Wed Completed
Done
Refund
20 Jul 2023
Thu Completed
Done
Demat Credit
21 Jul 2023
Fri Completed
Done
Listing Date
21 Jul 2023
Fri Completed
UPI Deadline: 14 Jul 2023
Issue Details
Pricing & Size
Issue Price
₹25 Face ₹10
Lot Size
600 shares
Min Investment
₹15,000
Total Issue Size
20,00,00,000 shares (aggregating up to ₹500.00 Cr)
IPO Information
Issue Type
Bookbuilding IPO
Sale Type
Fresh Capital
Listing Exchange
NSE & BSE
Script / Ticker
-
Allocation Breakdown
Market Maker
-
QIB Portion
14,85,00,000 (74.25%)
NII / HNI
2,97,00,000 (14.85%)
Retail
1,98,00,000 (9.90%)
Employee
20,00,000 (1.00%)
Net Offer to Public
-
Shareholding Pattern
Pre-Issue Shareholding
-
Post-Issue Shareholding
1,09,55,21,522 shares
Application Size
CategoryMin LotsSharesAmount
Retail (sNII) 1 600 ₹15,000
HNI / NII 14 8,400 ₹2,10,000
bHNI / bNII 67 40,200 ₹10,05,000
Objects of Issue
1 objectives
1
1 Gross proceeds of the Issue
500.00 Cr
Lead Managers & Market Maker
Book Running Lead Managers
ICICI Securities Ltd.
Kotak Mahindra Capital Co.Ltd.
IPO Timeline
Open
12 Jul
✓ Done
Close
14 Jul
✓ Done
Allotment
19 Jul
✓ Done
Listing
21 Jul
✓ Done
Registrar Details
Kfin Technologies Ltd.
SEBI Registered Registrar & Transfer Agent
Phone
04067162222, 04079611000
Email
utkarsh.ipo@kfintech.com
Company Contact
Email
shareholders@utkarsh.bank
Phone
+91 542 660 5555
Address
Utkarsh Tower, NH – 31 (Airport Road), Sehmalpur, Kazi Sarai, Harhua, Varanasi - 221 105 Varanasi, Uttar Pradesh
Grey Market Premium
LIVE
Current GMP
+₹0
+0% vs Issue Price
Issue Price
₹25
Est. Listing
₹25
Lot Size
600 shares
P&L / Lot
+₹0
GMP is unofficial grey market data. Does not guarantee listing price or returns.
GMP Return Calculator
Estimated Listing
GMP %
Investment (1 Lot)
Total Investment
Expected P&L
ROI
Utkarsh Small Finance Bank Ltd. LIVE
INR ·
vs Issue
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Mkt Cap
P/E
52W H
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| Price
Market Reference
IPO Issue Price
₹25
GMP
+₹0 (+0%)
GMP Est. Listing
₹25
Previous Close
Exchange
Data from Yahoo Finance. May be delayed 15–20 min. GMP is unofficial. Not investment advice.
Category-wise Subscription
Category Sub (×) Offered Bid For Amt (Cr)*
QIB 14,85,00,000 (74.25%) ₹37,125.00 Cr
NII / HNI (Total) 2,97,00,000 (14.85%) ₹7,425.00 Cr
Retail Investors 1,98,00,000 (9.90%) ₹495.00 Cr
Employee 20,00,000 (1.00%) ₹50.00 Cr
Total ** 20,00,00,000 (100.00%) ₹500,000.00 Cr
* Based on ₹25.00 (upper price band)
NII / HNI Breakdown
Shares Reserved
QIB
14,85,00,000 (74.25%)
NII
2,97,00,000 (14.85%)
Retail
1,98,00,000 (9.90%)
* Shares Offered and Total Amount are indicative. ** Excluding Market Maker portion. Data sourced from exchange bidding platform.
Financial Summary
Amount in Crore
Metric31 Mar 202031 Mar 202131 Mar 2022
Revenue1406.181705.842033.65
PAT186.74111.8261.46
EBITDA
Net Worth1019.501368.351572.30
Total Assets9404.3212137.9115063.77
Reserves260.23520.02676.78
Borrowings2675.042607.832571.94
Key Financial Ratios
22.64%
ROE
Return on Equity
20.22%
RONW
Return on Net Worth
8.03
D/E Ratio
Debt to Equity
4.52
Pre EPS
EPS Pre-Issue
6.78
Pre P/E
P/E Pre-Issue
About Utkarsh Small Finance Bank Ltd.

Incorporated in 2016, Utkarsh Small Finance Bank Limited is an SFB (Small Finance Bank) in India and recorded the second fastest AUM growth in the years Fiscal 2019 and Fiscal 2022 among SFBs with AUM of more than Rs. 50 billion.

The bank extends its facilities to individuals and businesses to assist them with their financial requirements.

The services offered by Utkarsh SFB include:

  • Accounts and Deposits
  • Cards
  • Insurance and Investments
  • Loans
  • Ways to Bank

Customers of Utkarsh Small Finance Bank Limited can avail of features like Top-up/Balance Transfer facility, Hassle-free processing with Easy Documentation Process, Avail loan up to Rs. 50 crores and Tenure up to 30 years, and efficient eligibility for salaried and self-employed individuals.

The company has a diverse product portfolio and microfinance remain a focused business segment.

The asset products of the entity include

  • micro banking loans - joint liability group loans and individual loans
  • retail loans - unsecured loans, and secured loans
  • wholesale lending - short-term and longterm loan
  • housing loans with a focus on affordable housing
  • commercial vehicle/construction equipment loans
  • gold loans
Frequently Asked Questions
What is the issue price of Utkarsh Small Finance Bank Ltd. IPO?
The issue price of Utkarsh Small Finance Bank Ltd. IPO is ₹25 per share, face value ₹10.
What is the lot size?
Minimum lot size is 600 shares, requiring ₹15,000.
What are the IPO dates?
Opens 12 Jul 2023, closes 14 Jul 2023.
When is the listing date?
Tentative listing: 21 Jul 2023 on NSE & BSE.
What is the current GMP?
Current GMP is +₹0, estimated listing ₹25 (+0%). GMP is unofficial.
How to apply?
Apply via ASBA through your bank, or via UPI through any broker app.

Check Allotment Status

Utkarsh Small Finance Bank Ltd. IPO · Expected 19 Jul 2023

Check on Registrar
Post-IPO Timeline
Allotment Date
19 Jul 2023
Refund Initiation
20 Jul 2023
Demat Credit
21 Jul 2023
Listing Date
21 Jul 2023
Live Price LIVE
Quick Facts
Closed
GMP Signal
Bullish
+₹0
+0%
Issue Price
₹25
Face ₹10
Lot Size
600
shares / lot
Min Amount
₹15,000
1 lot
Est. Listing
₹25
GMP +₹0
Key Dates
Open
12 Jul Done
Close
14 Jul Done
Listing
21 Jul Done
Registrar
Kfin Technologies Ltd.
A
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